Brightpoint Brightpoint
In the fall of 2023, Raquel Denise Harvey– “Miss Denise” to the students at Brightpoint Head Start at East Wayne– wanted to find a resource that could help her extended family with funds for school supplies, clothes, and other personal needs. Brightpoint Development Fund’s Community Loan CenterTM (CLC) became that valuable financial partner.
“I’ve been working at Brightpoint Head Start as a food service assistant for over three years,” said Denise. “I learned from my supervisor that through Brightpoint Development Fund and the CLC program, I could apply for a loan to help with those back-to-school needs. I felt a bit of relief knowing there was something I could do to help.”
The process, shared Denise, could not have been easier. A simple application that she filled out herself online was quickly approved and a deposit to her account followed shortly after.
“The loan repayment is easy,” Denise said. “The monthly payment comes directly out of my paycheck, and I hope to have the loan repaid in full in less than a year. The repayment plan is reasonable and if I want to pay the loan off early, that is an option for me without a penalty. There are other loan options for quick cash – but they can be confusing and aren’t always a good option for the borrower.”
Would Denise use the CLC loan program in the future? She said: absolutely!
“I’m so glad that this loan option from a trusted and reputable loan partner like the CLC was available to me as an employee of Brightpoint,” Denise said. “They made the process so easy that I’ll be sure to use it again if I need to. It was such a blessing at a time we needed some extra help. I’m glad my grandson could start off the school year right and prepared to be the best person he could be.”
A Community Loan Center loan features:
Operated by Brightpoint Development Fund, the Community Loan Center (CLC) of Northeast Indiana is an employer-based, affordable, small-dollar loan program that competes directly with payday and car title lenders by offering affordable credit and structure to support repayment. The CLC helps borrowers meet current and ongoing financial obligations and achieve a sense of security in their financial future.