Sign up for a FREE class to learn valuable information about how credit works and type of credit that are available.

By the end of the course you will be able to:

• Define credit and loan
• Distinguish between secured and unsecured loans
• Identify three types of loans
• Identify the costs associated with getting a loan
• Identify the factors lenders use to make loan decisions
• Explain why installment loans cost less than rent-to-own services
• Explain why it is important to be wary of rent-to-own services, payday loans, and refund anticipation loans
• Describe how to guard against predatory lending practices

The class is free, but reservations are required.

For more information or reservations contact Monica Woods at 423-3546 ext. 269 or monicawoods@mybrightpoint.org